Blogs written by Peter

Retirement planning: The importance of setting out your lifestyle goals

Posted on February 19, 2024 by Peter under: News

When you start thinking about the steps you need to take when retiring, your focus might be on the financial side. Yet, it is often...

Read the rest

Guide: Everything you need to know about annuities when creating a retirement income

Posted on January 30, 2024 by Peter under: News

When you retire, you will often have a range of choices available to you about how you access your pension. One such method is an...

Read the rest

Guide: 7 allowances you might want to use before the end of the 2023/24 tax year

Posted on January 22, 2024 by Peter under: News

When a new tax year starts, many allowances reset. So, checking if you could make use of allowances before Friday 5 April 2024, when the...

Read the rest

Why the numbers are essential for successful financial planning

Posted on January 22, 2024 by Peter under: News

When creating a financial plan, you often start with your goals. After all, setting out your aspirations first lets you create a plan that’s tailored...

Read the rest

The pros and cons of choosing a living legacy over leaving an inheritance

Posted on January 22, 2024 by Peter under: News

Traditionally, people passed on wealth to their loved ones once they passed away through a will. However, you might be considering gifting assets during your...

Read the rest

Inflation is falling. Here’s what it could mean for your finances

Posted on January 22, 2024 by Peter under: News

High inflation has dominated headlines over the last two years. With the rate now slowly nearing the Bank of England’s (BoE) target, taking stock of...

Read the rest

The 3 essential pension decisions you should review to avoid becoming a “triple defaulter”

Posted on January 22, 2024 by Peter under: News

Pension savers dubbed “triple defaulters” could be overlooking small changes to their pension that may make their long-term finances more secure. Have you reviewed these...

Read the rest

The pension Annual Allowance increased in 2023/24. Have you reviewed your contributions?

Posted on January 22, 2024 by Peter under: News

The pension Annual Allowance increased significantly in the 2023/24 tax year. If you haven’t already reviewed whether the changes could mean you can tax-efficiently add...

Read the rest

Retirement planning: Should you consider a phased retirement?

Posted on January 22, 2024 by Peter under: News

Retirement can be an exciting milestone, but one that you might feel nervous about too. Setting out how to achieve the retirement lifestyle you want...

Read the rest

Cost vs value: What’s the difference when you’re making a financial plan?

Posted on December 20, 2023 by Peter under: News

When you’re making decisions, cost might be an important factor, but value could be just as crucial. Balancing cost and value in your financial plan...

Read the rest

5 useful gifting allowances that could help you pass on wealth tax-efficiently this Christmas

Posted on December 11, 2023 by Peter under: News

It’s the season for giving. This Christmas, you might be thinking about how you could improve the security of your loved ones by gifting them...

Read the rest

2 Autumn Statement announcements you may have missed that could simplify your finances

Posted on December 11, 2023 by Peter under: News

Jeremy Hunt delivered his second Autumn Statement as chancellor on 22 November 2023. While the headline news was cuts to National Insurance rates for employees...

Read the rest

7 lessons you could learn from the Wright brothers to help your finances soar

Posted on December 11, 2023 by Peter under: News

December 2023 marks 120 years since the Wright brothers made their first flight in a Kitty Hawk in North Carolina. The flight lasted just 12...

Read the rest

The number of pension savers risking a charge by exceeding the Annual Allowance soars 20%

Posted on December 11, 2023 by Peter under: News

Some pension savers may have unwittingly exceeded a tax allowance and could now face a higher bill, figures suggest. According to HMRC data, the number...

Read the rest

3 useful ways regular financial reviews could help you reduce behavioural bias

Posted on December 11, 2023 by Peter under: News

Financial reviews provide you with a chance to ensure your financial decisions continue to reflect your goals and circumstances, and to assess if you’re on...

Read the rest

Top