Frankly, when we first met with Stephanie her financial affairs were, without being too rude, a bit of a mess. Certainly far more complicated that they needed to be.
She her business owned a property and had taken out an Endowment to repay the mortgage. Unfortunately this arrangement had led to a tax enquiry, which was naturally causing Stephanie sleepless nights.
It wasn’t all bad news though; Stephanie ran a successful business, which was cash rich. She also had a SSAS (Small Self-Administered Scheme) pension, which again was looking healthy.
It was clear that Stephanie’s finances needed a root and branch review, from an adviser with both financial planning and taxation experience.