Future-proofing their pot
They got in touch with Andy to discuss their investments, as they are looking to pass them on to their children in the future. Paul and Sara were very aware that while they could sit on their funds, the better option was to look at ways to help their pot grow.
A major part of their discussions was to “future-proof” their pot, to make sure the money will be there for both their children and grandchildren in the future.
Despite Paul and Sara’s initial concerns about working with a financial planner, due to the worry that things may go wrong, Andy was able to explain the process and put them at ease. The next hurdle for the couple was their difference in attitude to risk. While Sara was initially more averse to risk, Paul was more inclined to take larger risks, a potential obstacle when investing together.