Chartered Financial Planner

Andy Coles

Chartered Financial Planner

With over 13 years of financial planning to his name, Andy brings a wealth of professional knowledge and experience. As a Chartered Financial Planner, he goes above and beyond for every single client.

Andy specialises in preparing clients for retirement, whether it’s just around the corner or way off in the future. Before knowing when you can retire, you need to know what you want to do in your retirement. Andy knows this, so helps his clients to focus on what’s important to them and then creates a holistic plan designed specifically for them.

Despite no longer being able to play his beloved football, Andy now coaches his son’s football team. He also plays golf when time and weather allow. More recently, Andy has taken up cycling, riding with a charity cycle group, “Arkriders”. The group combines their love of riding with fundraising for a local hospital, the group have ridden all over Europe in recent years.

Why should you choose Andy as your financial planner?

Andy will provide a bespoke financial plan, designed specifically for you and your needs. He takes a truly holistic view of your financial objectives. Knowing how your capital will support your goals is important, which is why Andy ensures you’re in the know every step of the way.

As a Chartered Financial Planner, Andy’s clients benefit from not only his warm and friendly approach but his vast technical knowledge.

Who does Andy deal with?

Andy provides his Independent Financial Advice in north Hampshire, Richmond, London and the home counties. His years of experience have shown him the benefits of specialisation; therefore Andy focuses on supporting three core groups of clients:

  • Business owners
  • Senior executives
  • People ready to plan for retirement.

What do Andy’s clients say about him?

“Over the 8 years of receiving his support, I have found him to be both wise and astute. Andy is a good listener, has a warm and approachable character. Andy has always been readily available to talk and meet, consistently shown his ability to clearly and concisely contribute his extensive financial knowledge into our conversations and decision making, steering, advising and guiding me in clarifying my perceptions of financial objectives, appetite for risk, and financial options, and supporting me in achieving them.”

“He understands his job very well has a good way of explaining things clearly.”

“Andrew is always at the end of the phone and willing to help and advise.”

You can read more about what our clients have to say about us here.

If you’d like to see Andrew’s latest VouchedFor reviews click here.

Reviews and Ratings for Financial adviser Andrew Coles, Twickenham

The personal bit

Favourite film? “Cocktail.”

Current book? “Key Person of Influence.” Next one: “Dave Gorman vs the rest of the world”

Last holiday destination like or dislike – “Camping in the back garden, in the circumstances we liked it”

First pet? “Man’s best friend, a dog!”

Sporting hero? “Bryan Robson.”

Favourite wine? “Petit Chablis.”

What do you listen to in the car? “Financial planning podcasts (boring I know!), Radio 5 Live and 90’s music.”

The official bit

Financial advisers in the UK must be authorised by the Financial Conduct Authority, you can view Andrew’s entry in the FCA Register by clicking here.

All advisers must also have a Statement of Professional Standing (SPS), which can only be issued by an FCA appointed accredited body. The SPS shows that the adviser has:

  • Has adhered to a code of ethical standards
  • Holds the required qualifications for the activities they undertake; and
  • Has completed appropriate Continuous Professional Development and has complied with APER (Statements of Principle and Code of Practice for Approved Persons)

Click here to view Andrew’s Statement of Professional Standing.

All financial advisers need to be qualified to a minimum level. However, Andrew does not feel this goes far enough and puts great emphasis on his continuous professional development. This benefits his clients and allows him to continue to give high quality, independent financial advice.

Andrew’s qualifications include:

  • Chartered Financial Planner

Get in touch

Andrew can be contacted in the following ways:

Phone: 0208 080 0448