News

Do you know how much your Personal Savings Allowance is?

Posted on May 24, 2017 by Phillip Bray under: Savings

This is a PSA about the PSA. If we drop the acronyms, it means a Public Service Announcement about the Personal Savings Allowance. It’s slightly...

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Is is time to abandon Premium Bonds?

Posted on May 24, 2017 by Phillip Bray under: Savings

Premium Bonds have been so popular over the past 61 years, that nearly one in three of the UK population hold them. What’s not to...

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‘Triple lock’ – how what who why when?

Posted on May 5, 2017 by Phillip Bray under: Pensions

‘Triple lock’. Triple-lock. Triple lock. “Triple lock?”. It’s a term that most are uncertain of the exact phrasing, so it’s not surprising that many aren’t...

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Controversial changes to probate fees dropped ahead of the General Election

Posted on May 5, 2017 by Phillip Bray under: Probate

A controversial plan to change the structure of probate fees has been dropped ahead of the General Election on the 8th of June. The proposed...

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Pension and dividend tax changes dropped as election looms

Posted on April 27, 2017 by Phillip Bray under: Pensions

Confusion reigned this week as the Chancellor, Philip Hammond, revealed that two measures previously announced in his Budget will not go ahead. For now, anyway....

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General Election 2017: How will it affect your personal finances?

Posted on April 20, 2017 by Phillip Bray under: Election

The answer to that question depends on two things; the outcome of the election and how you react to the inevitable instability it will cause....

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No rush for the Lifetime ISA as only three providers offer products at launch

Posted on April 20, 2017 by Phillip Bray under: Savings

Since being announced in the 2016 Budget, the Lifetime ISA (LISA) has been divisive. With a whole host of advantages and disadvantages, the LISA has...

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Are you one of the thousands with a time-bomb mortgage?

Posted on April 20, 2017 by Phillip Bray under: Mortgage Property

3.3 million mortgage holders in total have interest-only products, and 40,000 of these will reach maturity each year between 2017 and 2032. It is estimated...

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Thousands of pensionsers overpaid tax, are you one of them

Posted on April 20, 2017 by Phillip Bray under: Pensions

If you took advantage of the pensions freedoms introduced in 2015, then you may be entitled to a tax refund. Tens of thousands of people...

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Will you soon have to complete five tax returns a year?

Posted on April 19, 2017 by Phillip Bray under: Tax returns

Millions will soon have to file five tax returns a year as part of an upcoming digital overhaul. The paperless ‘Making Tax Digital’ scheme plans...

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